Cheap Insurance Massachusetts
- Massachusetts mandatory minimum liability coverage for personal bodily injury per individual is $20,000.
- Massachusetts mandatory minimum liability coverage for bodily injury per accident is $40,000.
- Massachusetts mandatory minimum liability coverage for property damage is $5,000.
- Massachusetts mandatory minimum liability coverage for personal injury protection is $8,000.
- Massachusetts mandatory minimum coverage for uninsured motorist bodily injury is $20,000 per individual and $40,000 per accident.
- If car insurance has got you down, consider buying a horse and carriage in Amesbury, Massachusetts, the carriage capital of the world.
- Massachusetts was the first state to legalize same-sex marriage?
- Mass. manufactured 3.4% percent of total U.S. military armaments during WWII, but was slowly de-industrialized during the post-war period.
- It is illegal in the state to have a gorilla in the back seat of any car (they must ride in the front!)
- At a wake, mourners may not eat more than three sandwiches.
- It is illegal to use tomatoes in the production of clam chowder (they are serious about this one!)
- In order to wear a goatee you must first pay a special license fee (we are assuming this one is also a bit dated).
The Massachusetts Department of Transportation’s Registry of Motor Vehicles handles most vehicle-related matters; their website may be found here.
A full listing of branch offices, with a click-friendly map, may be found here.
There were 9,887 DUI arrests in 2011 (the most recent statistic we could find). In 2012, according to Mothers Against Drunk Driving, there were 123 drunk driving fatalities. While interlock devices are not required for first time offenses (yet), they are required for repeat offenders.
If you are convicted of a first-time DUI offense, you can expect to pay between $500 and $5,00 in fees, spend up to 30 months in jail, and have your license suspended for up to 1 year.
More information on the state’s enforcement of drunk driving can be found here.
The Bottom Line
Even if you don’t live in on of Massachusetts major urban areas, rates are still higher than average. Because of it’s location on the coast, a lot of traffic passes through this little state. This means a lot of time on the road, with an increased risk of traffic collision.
Rates have fluctuated a great deal over the past 5 years, so we recommend re-evaluating your policy at least twice a year. If it’s that time for you, give us a call at the number above, or take a look at one of our local pages below. You can find an agent near you, or speak to one of our nationally licensed insurance professionals who can guide you through the process and ensure that you are paying the lowest possible rates.