Solomon Islands Finance

Apr 10 2018

Mortgage Rates Today – Compare Home Loan Rates at

#mortgage #rates, #mortgages, #arm, #fixed #loans


#

Bankrate can reach out to our trusted network of lenders to get you a good rate

Have a few of our trusted lenders contact you with the rates available for your search

Have a few of our trusted lenders contact you with the rates available for your search

There are no rates available for the product(s) you selected.
Modify your location, and/or selected products to find other rates that are available.

Start
a new search

Understanding your
credit score

Read the latest
mortgage news

Important information
about our rate tables

About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders’ terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser’s own website or a phone number for the Advertiser.

Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.

Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertiser’s phone number when you click-through to their website. In addition, credit unions may require membership.

Loans Above $424,100 May Have Different Loan Terms: If you are seeking a loan for more than $424,100, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

Consumer Satisfaction: If you have used Bankrate.com and have not received the advertised loan terms or otherwise been dissatisfied with your experience with any Advertiser, we want to hear from you. Please click here to provide your comments to Bankrate Quality Control.

Mortgage Rates Trend Analysis

4.04%
30 yr fixed mtg

0.25
Average points

Interest Rate Roundup

Mortgages

Mortgage rates were mixed this week. The benchmark 30-year fixed-rate remained at 4.04 percent. The 15-year fixed-rate mortgage decreased 1 basis point to 3.27 percent.

The typical 30-year jumbo mortgage decreased 2 basis points to 4.03 percent. The average 5/1 adjustable-rate mortgage increased 1 basis point to 3.49 percent.

A basis point is one-hundredth of 1 percent.

For the purposes of Bankrate’s survey, a jumbo mortgage is a loan that is at least $650,000.

With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

Calculators

Ready to buy your first home? Here are 11 steps to help you through the homebuying process. Read more

A step-by-step guide to help you understand everything about mortgages. Read more

Learn how to choose the type of mortgage that is right for you and what kind of lender to get it from. Read more

Learn about closing on your property and all the costs associated with the closing process. Read more

Mortgage Rates Help

Getting a mortgage loan is a big commitment. Learn about all the variables involved in getting a mortgage and the impact these variables have on your interest rate. Before buying your new home, you can find the most common variables that go into calculating estimated monthly payments and interest rates provided here.

Purchase/Refinance

Click “Purchase” if you are buying a home. Click “Refinance” if you own a home and you want to replace your mortgage with another loan at a different rate and terms.

Loan type

Select which type of mortgage you are shopping for: a 30-year fixed-rate loan, a 15-year fixed, an FHA-insured loan, an adjustable-rate mortgage (ARM) with an introductory rate lasting 5 or 7 years, a 20-year fixed, and 10-year fixed or a 30-year Veterans Affairs loan.

Amount

Type the amount you want to borrow. The default is $165,000, but you should enter your own number.

Down payment

Select the percentage that is closest to your down payment. If your down payment is between these numbers, select the lower one. Example: If you are making a 12 percent down payment, select “10% down” and not “15% down.”

Credit score

If you know your credit score, select the range that your score belongs to. The best rates and terms go to borrowers with credit scores of 740 and higher, and borrowers in the 720 to 739 range can get very good deals, too.

Points

Select the range of discount points that you are willing to pay. Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.

Place

Write your city and state. You might see a bigger selection if you choose the nearest large city.



Written by admin


Leave a Reply

Your email address will not be published. Required fields are marked *